Find a privacy-friendly finance app

You can manage your finances in a privacy-respecting manner with Budget Zen!

tl;dr; You can check out and sign up for the 30-day free trial.

In an age where our lives are increasingly digital, managing finances has become both more convenient and more complicated. The convenience comes from the plethora of financial apps available at our fingertips, but the complexity arises from concerns about privacy and data security.

Many financial apps demand access to your sensitive banking information and inundate you with charts and notifications, making you feel like you're losing control. This is where Budget Zen steps in, offering a privacy-friendly and hassle-free solution to manage your budgets and expenses while respecting your privacy.

Budget Zen is a straightforward, easy-to-use budget and expense manager that puts you back in control of your financial life. What sets it apart is its unwavering commitment to privacy and data security, making it a standout choice for individuals who value their personal financial information. In this article, we'll delve into how Budget Zen can help you keep track of your expenses and budgets while ensuring your data remains private.

Privacy at the core

One of the most significant concerns when it comes to financial apps is the safety of your data. With Budget Zen, privacy is at the core of its design. The app is open source, which means its source code is available for scrutiny by anyone, ensuring transparency and security. Moreover, Budget Zen offers end-to-end encryption, which means your financial data remains inaccessible to anyone except you.

Perhaps one of the most remarkable features of Budget Zen is the option to self-host the application. This means you can run Budget Zen on your own server or personal device, ensuring that your financial data never leaves your control. With Budget Zen, there's no need to entrust your sensitive information to a third-party service, giving you peace of mind that your financial data remains securely in your hands.

Simplicity is key

Budget Zen's simplicity is a breath of fresh air in a world cluttered with complex financial tools. It is refreshingly minimalistic, focusing solely on budget and expense management. Unlike some apps that inundate you with charts, graphs, and notifications, Budget Zen keeps it straightforward.

The app operates as a Progressive Web App (PWA), which means you can access it from any device with a web browser. This flexibility ensures that you can manage your finances seamlessly whether you're on your computer, tablet, or smartphone. Budget Zen's user-friendly interface is designed to be intuitive and easy to navigate, making it accessible to individuals of all tech-savviness levels.

Budgeting made easy

Setting up and managing your budgets with Budget Zen is a breeze. You start by defining your budgets for the month, allocating specific amounts to various spending categories. Once your budgets are established, you simply log your expenses as they occur. What sets Budget Zen apart from other apps is its lack of alerts, nagging notifications, emails, or any other intrusive features. When you open the app, you'll see precisely how much you've spent and how much you have left in your budgets for the month.

This simplicity is a deliberate choice by Budget Zen. It recognizes that many people want a straightforward tool to help them track their spending without the distractions of overly complex features. With Budget Zen, you won't find yourself overwhelmed by data or bombarded with reminders. It's a no-nonsense approach to budgeting that respects your time and focuses on what matters most: your financial goals.

No bank synchronization, no data sharing

One of the key ways Budget Zen protects your privacy is by not offering bank synchronization. While some financial apps connect to your bank accounts and automatically pull in transaction data, Budget Zen takes a different approach. It relies on manual input from you. You are in control of logging your expenses, ensuring that your financial data never leaves your hands.

Furthermore, Budget Zen doesn't share your data with anyone without your consent. Your data remains under your control, end-to-end encrypted, and is only shared with those you choose to share it with. This level of control and privacy is essential for individuals who are wary of entrusting their financial information to third-party services.

Affordable and transparent pricing

Budget Zen offers a 30-day free trial period, allowing you to experience its simplicity and privacy features firsthand. After the trial, the pricing is refreshingly transparent: €2 per month or €18 per year. This straightforward pricing model ensures that you know exactly what you're paying, without hidden fees or confusing tiers.


Budget Zen is a privacy-conscious finance app that stands out in a crowded marketplace. Its commitment to end-to-end encryption, open-source code, and self-hosting options provide unparalleled privacy and data security. The app's simplicity makes budgeting easy and accessible to everyone, while its no-nonsense approach means you won't be bombarded with notifications and charts.

For those who value control over their financial data and appreciate a minimalist approach to budgeting, Budget Zen is a game-changer. It empowers you to take back control of your budgets and expenses while ensuring your privacy remains intact. With Budget Zen, you can achieve peace of mind knowing that your financial data is in safe hands – yours. So, why not give Budget Zen a try and experience a new level of financial freedom and privacy?

P.S. If you use Android and your launcher doesn't like PWAs very much, there's a simple Android WebView Budget Zen app, now!