Privacy Policy

This policy refers to Budget Zen 3.0. Here's the privacy policy for 2.0. Here's the privacy policy for 1.0.

This privacy policy explains how I'm Blue, Lda. (“Budget Zen”) processes your personal information when you use the apps, services, or website (together, “Services”).

Summary

We hope you will read this entire privacy policy. However, if you're in a hurry, here are the key points:

• — We won't sell or rent your data or content for any reason.
• — By design, we can't access, sell, transmit, or use your encrypted content/data.
• — We can only see your email, when you create your account, and if you are a paying customer, your subscription status and last 4 digits of your payment method.
• — We use open web standards for end-to-end encrypted data management.
• — We use Stripe and PayPal for payment processing.

Budget Zen utilizes state-of-the-art security and end-to-end encryption to provide private budget and expense management services to users worldwide (“Services”). Your budgets and expenses are always encrypted, so they can never be shared or viewed by anyone but yourself and others you may share your encryption key with.

Information you provide

Account Information. You provide an email when you create a Budget Zen account. That email is used to provide the Services to you. Your email address is not end-to-end encrypted. We also store the timestamp (date and time with timezone) of when the account was registered. That information is also not end-to-end encrypted. Your password never leaves your device.

Budgets and Expenses. We cannot decrypt or otherwise access the descriptions or values of your budgets and expenses. That data is encrypted on your device before its sent to be stored on our servers.

Interactions with us. If you email us, We may keep the content of your message, your email address, and your contact information to respond to the request and otherwise follow up as necessary. It'll be deleted as soon as your problem is solved.

Managing your information. You can manage your personal information in the app. For example, you can update your email or password.

Information we may share

Third Parties. We work with third parties to provide some of the Services. For example, Stripe stores your email on when you signup. These providers are bound by their Privacy Policies to safeguard that information. These include Stripe and PayPal. Their Privacy Policies apply when their services are used.

Other instances where we may need to share your data

• — To meet any applicable law, regulation, legal process or enforceable governmental request.
• — To enforce applicable Terms, including investigation of potential violations.
• — To detect, prevent, or otherwise address fraud, security, or technical issues.
• — To protect against harm to the rights, property, or safety of Budget Zen, its users, or the public as required or permitted by law.

Updates

We will update this privacy policy as needed so that it is current, accurate, and as clear as possible. Your continued use of the Services confirms your acceptance of this updated Privacy Policy.

Terms

Please also read the Terms which also governs the terms of this Privacy Policy.

Contact us

If you have questions about this Privacy Policy please contact us at help@budgetzen.net.

Effective as of January 5, 2022

Updated on March 10, 2023